Global Trading Partners is innovative in its approach to Purchase Order Financing. Each financing facility is designed to fit the specific needs of the transaction rather than requiring a transaction to fit a specified financial product.

Global Trading Partners provides the needed capital to fulfill the project based on a purchase order, contract or letter of credit. The funds advanced are used for the explicit purpose of fulfilling the order and delivering the goods to your customer.

The objective of Global Trading Partners is to work with our clients to complete transactions, projects or contracts that they have generated. As a direct lender and financial participant, the majority of our expertise involves providing financing for profitable international or domestic transactions, up to 100% of the cost of goods. Our interest is in providing the necessary purchase order financing to enable our clients to purchase the raw materials or finished goods that are required under a given purchase order, contract or letter of credit. The financing by Global Trading Partners is typically viewed as an alternative to equity as opposed to an alternative to a traditional working capital credit facility.

Global Trading Partners tailors the financing to fit the transaction and works very closely with the client to ensure that each transaction is facilitated and completed within the terms and conditions of the purchase order, contract or letter of credit. The relationship with our clients is one of a partnership, limited to each transaction or project.

Our attitude is to be creative in structuring transactions and to be flexible in dealing with operational issues and other participants. We look to our clients to be professional in the management of their business, knowledgeable about their products and markets, and to work with us honestly and cooperatively. The client's personal or corporate financial strength is of secondary consideration.

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For our services, Global Trading Partners charges a Participation Fee that is calculated as a percentage of total Global Trading Partners funds expended on each transaction. In addition, Global Trading Partners charges interest on the actual amount of funds outstanding during the transaction period, typically at Prime Rate plus 4.0% (annualized).

The Participation Fee is determined based on the following factors:

1. Gross trading profit in the transaction;
2. Anticipated volume;
3. Perceived risk (including payment, product, inventory, cancellation,     currency exchange, and performance);
4. Estimated field work and monitoring;
5. Term of transaction;
6. Special conditions, if any (i.e., manufacturing, warehousing, etc.).

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At the request of our clients, Global Trading Partners will substitute its creditworthiness for that of its clients, by advancing funds against an identified purchase order, issuing letters of credit to overseas or domestic suppliers, providing adequate insurance coverage, inland transportation and/or other third-party services that may be necessary. Should other services be required, including inspection and warehousing, Global Trading Partners will work with the client to ensure that these services and/or facilities are contracted and promptly paid.

Control procedures, which are implemented for a standard domestic transaction, include buyer notification. Specifically, the buyer is notified to remit payment directly to Global Trading Partners either in Global Trading Partners name or the client's. Upon receipt of the buyer proceeds, Global Trading Partners settles each transaction and remits the balance due the client, via wire, typically within one business day.

Domestic Transaction Description

1.	Client will establish credit terms and limits for each proposed buyer and submit to Global Trading Partners (Global) a request for approval of each credit limit. The request will include:
	a.	an agency report, if available (i.e. Dun & Bradstreet);
	b.	documented trade checkings;
	c.	any other documents requred by Client (i.e. financial statements, annual reports, etc.) to recommend the level of credit requested.
2.	On the basis of the information submitted by Client, Global will review for approval a buyer for the credit terms and amount requested.
3.	Upon credit approval by Global, Client will provide the buyer with irrevocable instructions to pay Client invoices to Client at Global. These instructions must be acknowledged by the buyer in writing.
4.	To initiate the transaction, Client will present to Global:
	a.	a request for funding (specifically identifying all costs to be paid by Global), plus the following;
	b.	the relevant buyer Purchase Order;
	c.	the Client Purchase Order to the supplier(s);
	d.	a transaction profit and loss pro-forma statement itemizing all direct costs (i.e., cost of goods, labor, freight, etc.) and projected profit.
5.	Global will review the request and confirm that the buyer is credit approved and within limits and that the product is from an approved suppliers. If buyer and suppliers are approved, Global will prepare a Secured Promissory Note for Client's approval and signature.
6.	Upon Client's approval of the Secured Promissory Note, Global will remit payments to supplier(s) in accordance with the request for funding letter submitted by Client.
7.	Upon shipment of the product to the buyer, Client will mail their invoice to the buyer instructing them to pay Client at Global.
8.	Upon receipt of buyer payment, Global will deduct all costs, fees, and interest from the payment and remit the balance to Client.